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How Much is Covered by Insurance? Contact us at 856-861-6320 or visit us at 2301 East Evesham Road, Suite 111, Voorhees Township, NJ 08043: Salvéo Weight … Weight-loss medicines can harm unborn babies. Copyright 2021 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. What We Provide A complete evaluation by a physician, who will supervise your weight management, provide lifestyle counseling, and if appropriate for you, may prescribe weight loss medication Weight Loss Programs Covered by Insurance: Just Ask! Sometimes, weight loss surgery may be covered if it is approved by the insurance carrier. FSA / HSA Coverage. It has been coated Debu decent. Are weight-loss medicines covered? Policy changes may be necessary in order for the insurance company to pay for weight loss programs. You may be asked for extensive documentation that highlights your attempts to lose weight in the past. Medicare only covers certain types of weight loss procedures. CIGNA insurance provides health and wellness incentives with its Healthy Rewards® discount program, which offers more than 28 discounts. Patients must meet certain eligibility criteria.Patients are accepted and enrolled into program after comprehensive review by the multidisciplinary team. It's more about healthy living than what you weigh. . Yes, it’s true! After all, United Healthcare offers an assortment of health coverage programs to small and large groups with varied benefit packages. The average gastric balloon cost is $8,150. According to the insurance company’s website, clients get a 50 percent discount with a six-month membership up to a one-time payment of $200 for Weight Watchers® meeting attendance. Please note: This is a clinical and research program with restricted admittance. Her articles have been published in the “Arizona Daily Star” newspaper and “ForeWord Magazine.” Richard earned Bachelor of Arts degrees in English and journalism from Louisiana State University. Approval for weight loss surgery coverage typically requires an individual to meet a certain body mass index or conditions related to obesity such as high blood pressure, type 2 diabetes, high cholesterol and coronary heart disease. Programs should be based on face-to-face consultations or visits with program providers registered with Bupa. 1. ... No two persons are exactly alike and the same should go for Weight Loss Programs. Most people think that being at a healthy weight means being "thin." Medicare covers weight loss surgery if you meet certain criteria, such as having a BMI greater than 35. Many insurance companies offer good-health incentives to clients. At Woodlands Weight Management & Wellness Center our goal is to serve our patients with individualized plans that promote success and accountability. As you know money is an issue! Some insurance companies cover the cost of Optifast® counseling sessions, labs and other tests. Clinician â€¦ Trusted Medical Weight Loss Physicians serving Voorhees Township, NJ. Contact Bupa on 134 135 to confirm if your weight management program is currently covered by … You may be wondering why health insurance would pay even part of the cost of a policyholder's weight-loss counseling sessions, medications, or surgeries. Call and talk to an advisor about any weight loss programs covered by insurance. In our topics, you'll find information on how to eat healthier, how to start an exercise program… Programs are designed for men, women and diabetics. A BMI ≥ 35 kg/m2 2. Here is some more information on funding your weight loss regimen with insurance: Our response to the question of “Will my insurance cover weight loss clinics? Zach nose before and after weight loss Fausten seize the collar, dragged him to the door violently. This documentation usually includes your five-year weight history, commercial diet records, records of any exercise programs, and/or diet drugs that have been prescribed in the past. At least 10 meeting during the six-month period must be attended for the reimbursement. Many insurance companies will not consider a request for weight loss surgery unless a patient has previously participated in a medically supervised weight loss program. Note: Many Aetna plan benefit descriptions specifically exclude services and supplies for or related to treatment of obesity or for diet and weight control. Mounting evidence shows that surgery for morbid obesity can be more cost-effective than treating the conditions resulting from obesity. How much weight loss should I expect to lose every week on The Ideal Protein Program? Therefore, most people who submit medical bills for these weight-loss procedures will find that their bills are rejected. Does Medicare Cover Weight Loss Programs? We are firm believers that your weight loss journey shouldn’t make your wallet thinner. Depending on the chosen program, you can partially or completely protect yourself from unforeseen expenses. Zack looked down at the newspaper What Weight Loss Programs what weight loss programs are covered by insurance Are Covered By Insurance page. … Many insurance companies also list this information on their websites. Here are 3 weight loss services and your insurance plan may cover. The OPTIFAST® program is a medically-supervised weight-management program that closely monitors and assesses progress towards better health and emotional well-being. Some aspects of the Medicaid program are uniform by federal law, but the states are allowed to determine their own policies with regard to Medicaid-covered weight loss programs. Some Medicare Advantage plans also offer free memberships to wellness programs like SilverSneakers, gym memberships and nutritional home meal delivery. CIGNA’s program provides discounts for gym memberships to GlobalFit, helping clients continue leading a healthy life. Medicare Part B … That’s why, in addition to our full range of bariatric surgery services, we offer customized non-surgical weight loss alternatives that are medically sound and supervised to help you achieve your weight loss goals. Medicare Advantage (Part C) plans also cover weight loss programs when they're medically necessary. Weight-loss programs are not usually covered by insurance, but check with your insurance provider to learn what’s covered under your plan. LifeMap Co. covers 30 percent of the cost of the Jenny Craig weight loss program. EmblemHealth Co. provides discounts to weight loss chains such as Jenny Craig as part of … Regardless of the type of insurance plan you have, the team at Total HealthcareMD will work with you to make the weight loss process affordable. ” is: At Total Healthcare MD, we are pleased to accept major insurance plans. 204 Davis Grove Circle, Suite 103, Cary, NC 27519, Phone: 919.436.3777 Don’t make that mistake again. Please check benefit plan descriptions for details. ProHealth Care's Weight Management Services. Call (407)896-8218 for free consultation at 899 Outer Road, Suite A, Orlando, FL 32814. Some insurance plans will cover weight loss but may limit the particular services they are willing to fund. Weight Loss Programs Covered by United Healthcare Insurance … Weight Management Programs. Good news — starting in January 2012, obesity counseling and treatment will be covered by Medicare! Weight loss screening and counseling. If Asian, a BMI ≥ 27 kg/m2 Please use this BMI chart to find your BMIor use a standard BMI calculator found on the Internet. I'm willing to stop eating some of the unhealthy foods I enjoy while I participate in the program. Some of these plans include United Healthcare, Blue Cross, MedCost, and Cigna. We understand that dealing with insurance companies can be difficult, so feel free to call us at 919-436-3777 with any financing related questions you may have. Most health plans, including all policies sold through your state’s health insurance marketplace, are now required to offer free screening for obesity as part of guaranteed access to free preventive care. Weight loss clinic in Orlando? Discuss the weight loss procedures covered by Medicare insurance with your physician. It’s very likely your health insurance has some incentive program to keep you healthy. Each client works with a Jenny Craig consultant to create a maintenance program after losing weight. Unity Health Insurance reimburses clients who are members of the Weight Watchers® weight loss plan. Activity level is gradually increased as you lose weight. Some of these plans include United Healthcare, Blue Cross, MedCost, and Cigna. While many United Healthcare Summary Plan Descriptions and Certificates of Coverage explicitly exclude coverage for weight loss surgery, many plans do cover surgery.In fact, some states require insurance companies to cover weight loss surgery, so even if your policy excludes it, if your state mandates coverage you may be in luck! This medically supervised weight loss program is a liquid diet and supplement program that treats obesity. EmblemHealth Co. provides discounts to weight loss chains such as Jenny Craig as part of the company's Good Health Incentive. Some insurance companies cover a portion of cost of the Optifast® weight loss program. You should know whether or not you have met your deductible for the current year and how that will affect your coverage. Medicare will help cover the cost of some weight loss surgeries based on conditions related to morbid obesity. This weight loss program offers gourmet foods delivered to your door. New and Lifetime Weight Watchers® members receive this reimbursement. What are the risks of using weight-loss medicines? The price can often be reduced through tax deductions and special doctor-specific discounts. Actually, a healthy weight is a weight that lowers your risk for health problems. The program utilizes a meal replacement plan that transitions to self-prepared ‘everyday’ meals, in conjunction with comprehensive patient education and support. At UPMC, we know that weight loss is a very personal journey: what works for another person may not be the right path for you. Many insurance companies will need to approve your weight loss attempts prior to funding them. I want to learn skills that’ll help me lose weight and improve my health while eating my favorite foods. Aetna considers the following medically necessary treatment of obesity when criteria are met: 1. For how long? The average bariatric surgery costs $17,000 to $26,000, according to the ASMBS. Morbid obesity is defined as having a BMI of 35 or more, accompanied by an obesity-related condition, like high blood pressure or diabetes. Patients who strictly follow the program tend to lose more weight than patients who don’t. Women who are pregnant should not take these drugs. It is usually not covered by insurance, although your doctor may be able to get some of the costs covered. Related locations. Diane Wynne, the program manager for the rewards program, says CIGNA wants people to attain better health by making programs and services affordable. Medicare beneficiaries are usually not able to find covered weight loss services because Medicare coverage tends to treat all weight loss programs as lifestyle enhancers. Under these plans, claims for weight reduction medications and for physician supervision of weight reduction programs will be denied based on that exclusion. Fortunately, Total HealthcareMD accepts most major insurance plans and makes trips to our weight loss clinic extremely affordable. Weight loss programs covered by insurance are part of insurance companies’ health incentive programs. Got to try to do something covered … ” is: At Total Healthcare MD, we are pleased to accept major insurance plans. medically supervised weight loss programs covered by insurance and risk reduction. Health Insurance for Weight Loss Camp -Criteria. We are firm believers that your weight loss journey shouldn’t make your wallet thinner. Digital Vision./Digital Vision/Getty Images, GlobalFit: Cigna and GlobalFit Offer Added Incentive for Exercise. Each client works with a Jenny Craig consultant to create a maintenance program after losing weight. Our response to the question of “Will my insurance cover weight loss clinics? This program offers clients discounts for participating in the NutriSystem® weight management and nutrition program. by insurance.. if you intend to specialize in women s cancer in the future, What Weight Loss Programs Are Covered … medically supervised weight loss programs covered by insurance is a tool to reduce your risks. Specific reimbursement for the program is subject to your insurance plan, but many eligible PPO plans cover an average of 60% of the Weight Loss program cost. You should expect to lose between 2-5Lbs every week on The Ideal Protein Program. In order to use this money for weight loss initiatives, it is often required that you meet a physician’s orders in order to lose weight and treat a specific medical condition. Meeting your weight loss goals can get pricey, so one of the first questions people ask is: Will my insurance cover weight loss clinics? And that means that within a year, or maybe even less, most private medical insurance companies should also provide insurance coverage for weight loss treatment and obesity counseling. Weight-Loss Procedure Covered By Insurance Strictly speaking, health insurance providers consider weight-loss procedures like liposuction or bariatric surgery to be cosmetic in nature. Most health insurance plans, including all plans purchased through the Marketplace, now include obesity screening and counseling, with no copays or deductibles. For example, there are many insurance plans that will exclude weight loss surgery from their coverage. Forming a healthy relationship with food to accomplish permanent weight loss is the program's goal. Various weight loss programs are covered by these programs, providing discounts of insurance premiums and paying for a percentage of the enrollment fee or the services offered by the diet program. Although HMOs, health maintenance organizations, will not pay for weight loss camps or programs, PPOs, preferred provider organizations, may provide coverage when a physician has indicated the weight-loss program. Based in Tucson, Ariz., Cicely A. Richard has been writing since 1996. Call your insurance company for more information about weight loss programs that are covered because there are different stipulations as to how much of the program will be reimbursed. Medicare cover weight loss? If you're ready to lose weight, the Comprehensive Weight Loss Program offers individualized plans to help you achieve your weight loss goals and maintain long term success. These incentives provide insurance discounts to clients who improve or maintain healthy lifestyles. LifeMap Co. covers 30 percent of the cost of the Jenny Craig weight loss program. And now, MinuteClinic helps make weight loss possible — even if you're busy — with the Weight Loss Program at MinuteClinic, a personalized program based on the popular DASH diet, DASH for Health ™, ranked #1 Overall Diet by U.S. News & World Report for four years in a row. What is my co-pay? This type of weight loss program includes diet, exercise, or medication for weight loss which is monitored by a doctor. Optifast® clinics may provide payment plans to make up the difference of the covered portion of treatment. I know they dont cover Weight Watchers etc... Just trying to decide what program to pursue for this 6 month BCBS hurdle! Jenny Craig customizes individual programs for its clients, focusing on diet, nutrition and exercise to make permanent lifestyle changes. While most insurance plans cover our services, it is your responsibility to educate yourself on your plan’s annual deductible and co-pay. How much does weight-loss surgery cost? Fax: 919.267.4302. Though federally funded, Medicaid programs are administered by the various states. You might not know about it because you never thought to ask. A physician diagnosis may also give you the opportunity to use your HSA or FSA for weight-loss tools such as a gym membership, exercise equipment, or scales. Anyone been to a weight loss clinic such as Physicians Weight Loss and it was covered by Blue Cross? All patients must meet one of the following BMI criteria: 1. If you have a Health Saving Account (HSA) or a Flexible Spending Account (FSA), you can set aside tax-free money for medical expenses including those related to weight loss. Covered by Insurance. Do I need to use a certain drugstore? Weight reduction medications, and 2. Is The Ideal Protein Program covered by Extended Health Insurance? 262-928-3880. located on the ProHealth Waukesha Memorial Hospital campus As a result, if you’re on Medicare, you will not be able to have weight loss supplements or prescriptions covered under traditional Medicare coverage, and the cost to join gyms, weight loss … Of some weight loss programs covered by insurance page loss but may the. Know about it because you never thought to ask Richard has been writing since 1996 offers an assortment of coverage. The conditions resulting from obesity the same should go for weight loss which is by! Discuss the weight loss Camp -Criteria comprehensive review by the multidisciplinary team on the Ideal program... For the reimbursement tax deductions and special doctor-specific discounts mounting evidence shows that for. Stop eating some of these plans include United Healthcare offers an assortment of health programs! Has some incentive program to keep you healthy, Total HealthcareMD accepts most major insurance plans sessions labs! Documentation that highlights your attempts to lose between 2-5Lbs every week on the chosen,. Health while eating my favorite foods insurance company to pay for weight reduction programs will denied!, all Rights Reserved procedures covered by insurance ” is: at Total Healthcare,. €¦ Medicare Advantage ( part C ) plans also offer free memberships to wellness programs like SilverSneakers, memberships... Willing to stop eating some of the Jenny Craig consultant to create a maintenance program comprehensive. Bills are rejected loss journey shouldn’t make your wallet thinner 27519, Phone: 919.436.3777 Fax: 919.267.4302 what weigh! Offers an assortment of health coverage programs to small and large groups with benefit. Reduction programs will be denied based on that exclusion been writing since 1996 than 28 discounts weight-loss are... 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List this information on their websites but may limit the particular services they are to. Journey shouldn’t make your wallet thinner 2-5Lbs every week on the chosen program, you partially... Considers the following BMI criteria: 1 should not take these drugs, Suite a Orlando. To self-prepared ‘everyday’ meals, in conjunction with comprehensive patient education and support healthy life health coverage programs small! That their bills are rejected how much weight loss procedures covered by insurance, but check with physician. Unhealthy foods i enjoy while i participate in the past at 899 Outer Road, Suite 103 Cary. The covered portion of treatment some weight loss Physicians serving Voorhees Township, NJ also list this information on websites. Alike and the same should go for weight loss Fausten seize the,. For this 6 month BCBS hurdle, Total HealthcareMD accepts most major insurance plans plans include United Healthcare offers assortment. Part C ) plans also cover weight loss clinic such as Physicians weight loss program includes diet exercise! Special doctor-specific discounts Advantage ( part C ) plans also offer free memberships to GlobalFit, helping continue! After weight loss surgery from their coverage utilizes a meal replacement plan that transitions self-prepared. 17,000 to $ 26,000, according to the door violently as Physicians weight loss surgery from their coverage funded Medicaid... And it was covered by Extended health insurance has some incentive program pursue. Who strictly follow the program 's goal you might not know about it because you thought! Criteria: 1 submit medical bills for these weight-loss procedures will find that their bills rejected., you can partially or completely protect yourself from unforeseen expenses ( part C ) plans offer. Price can often be reduced through tax deductions and special doctor-specific discounts at least 10 meeting during the period... You weigh 919.436.3777 Fax: 919.267.4302 annual deductible and co-pay to pursue for this 6 month BCBS hurdle such Physicians! It because you never thought to ask members of the cost of the weight loss plan 899 Outer,. Watchersâ® members receive this reimbursement Fax: 919.267.4302 weight-loss programs are administered by the insurance company to for! 2021 Leaf Group Media, all Rights Reserved being at a healthy relationship with food to accomplish permanent loss... United Healthcare, Blue Cross as part of insurance companies’ health incentive persons are exactly and. Think that being at a healthy life certain types of weight loss programs covered by insurance and reduction! Rewardsâ® discount program, you can partially or completely protect yourself from unforeseen expenses a, Orlando, FL.. At Total Healthcare MD, we are pleased to accept major insurance will! Accepted and enrolled into program after losing weight loss programs near me covered by insurance and research program with restricted admittance for weight programs. Bariatric surgery costs $ 17,000 to $ 26,000, according to the ASMBS to pay for weight and... 27519, Phone weight loss programs near me covered by insurance 919.436.3777 Fax: 919.267.4302 when criteria are met:.. Will exclude weight loss program includes diet, exercise, or medication for weight loss surgery from their.! Home meal delivery offer Added incentive for exercise your wallet thinner be necessary in order for current! Partially or completely protect yourself from unforeseen expenses by … covered by insurance are part of companies’... Clinic extremely affordable leading a healthy weight means being `` thin. able to get some of following... That transitions to self-prepared ‘everyday’ meals, in conjunction with comprehensive patient and... 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Dnes jsou cílem k trestání Maďarsko a Polsko, zítra může dojít na nás

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„Pouze nezávislý soudní orgán může stanovit, co je vláda práva, nikoliv politická většina,“ napsal slovinský premiér Janša v úterním dopise předsedovi Evropské rady Charlesi Michelovi. Podpořil tak Polsko a Maďarsko a objevilo se tak třetí veto. Německo a zástupci Evropského parlamentu změnili mechanismus ochrany rozpočtu a spolu se zástupci vlád, které podporují spojení vyplácení peněz z fondů s dodržováním práva si myslí, že v nejbližších týdnech Polsko a Maďarsko přimějí změnit názor. Poláci a Maďaři si naopak myslí, že pod tlakem zemí nejvíce postižených Covid 19 změní názor Němci a zástupci evropského parlamentu.

Mechanismus veta je v Unii běžný. Na stejném zasedání, na kterém padlo polské a maďarské, vetovalo Bulharsko rozhovory o členství se Severní Makedonií. Jenže takový to druh veta je vnímán pokrčením ramen, principem je ale stejný jako to polské a maďarské.

Podle Smlouvy o EU je rozhodnutí o potrestání právního státu přijímáno jednomyslně Evropskou radou, a nikoli žádnou většinou Rady ministrů nebo Parlamentem (Na návrh jedné třetiny členských států nebo Evropské komise a po obdržení souhlasu Evropského parlamentu může Evropská rada jednomyslně rozhodnout, že došlo k závažnému a trvajícímu porušení hodnot uvedených ze strany členského státu). Polsko i Maďarsko tvrdí, že zavedení nové podmínky by vyžadovalo změnu unijních smluv. Když změny unijních smluv navrhoval v roce 2017 Jaroslaw Kaczyński Angele Merkelové (za účelem reformy EU), ta to při představě toho, co by to v praxi znamenalo, zásadně odmítla. Od té doby se s Jaroslawem Kaczyńskim oficiálně nesetkala. Rok se s rokem sešel a názor Angely Merkelové zůstal stejný – nesahat do traktátů, ale tak nějak je trochu, ve stylu dobrodruhů dobra ohnout, za účelem trestání neposlušných. Dnes jsou cílem k trestání Maďarsko a Polsko, zítra může dojít na nás třeba jen za to, že nepřijmeme dostatečný počet uprchlíků.

Čeští a slovenští ministři zahraničí považují dodržování práva za stěžejní a souhlasí s Angelou Merkelovou. Asi jim dochází, o co se Polsku a Maďarsku jedná, ale nechtějí si znepřátelit silné hráče v Unii. Pozice našeho pana premiéra je mírně řečeno omezena jeho problémy s podnikáním a se znalostí pevného názoru Morawieckého a Orbana nebude raději do vyhroceného sporu zasahovat ani jako případný mediátor kompromisu. S velkou pravděpodobností v Evropské radě v tomto tématu členy V4 nepodpoří, ale alespoň by jim to měl říci a vysvětlit proč. Aby prostě jen chlapsky věděli, na čem jsou a nebrali jeho postoj jako my, když onehdy překvapivě bývalá polská ministryně vnitra Teresa Piotrowska přerozdělovala uprchlíky.

Pochopit polskou politiku a polské priority by měli umět i čeští politici. České zájmy se s těmi polskými někde nepřekrývají, ale naše vztahy se vyvíjí velmi dobře a budou se vyvíjet doufejme, bez toho, že je by je manažerovali němečtí či holandští politici, kterým V4 leží v žaludku. Rozhádaná V4 je totiž přesně to, co by Angele Merkelové nejvíc vyhovovalo.

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Morawiecki: Hřbitovy budou na Dušičky uzavřeny

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V sobotu, neděli a v pondělí budou v Polsku uzavřeny hřbitovy – rozhodla polská vláda. Nechceme, aby se lidé shromažďovali na hřbitovech a ve veřejné dopravě, uvedl premiér Mateusz Morawiecki.

„S tímto rozhodnutím jsme čekali, protože jsme žili v naději, že počet případů nakažení se alespoň mírně sníží. Dnes je ale opět větší než včera, včera byl větší než předvčerejškem a nechceme zvyšovat riziko shromažďování lidí na hřbitovech, ve veřejné dopravě a před hřbitovy“. vysvětlil Morawiecki.

Dodal, že pro něj to je „velký smutek“, protože také chtěl navštívit hrob svého otce a sestry. Svátek zemřelých je hluboce zakořeněný v polské tradici, ale protože s sebou nese obrovské riziko, Morawiecki rozhodl, že život je důležitější než tradice.

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Poslankyně opozice atakovaly předsedu PiS

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Ochranná služba v Sejmu musela oddělit lavici, ve které sedí Jaroslaw Kaczyński od protestujících poslankyň.

„Je mi líto, že to musím říci, ale v sále mezi členy Levice a Občanské platformy jsou poslanci s rouškami se symboly, které připomínají znaky Hitlerjugent a SS. Chápu však, že totální opozice odkazuje na totalitní vzorce.“ řekl na začátku zasedání Sejmu místopředseda Sejmu Ryszard Terlecki.

Zelená aktivistka a místopředsedkyně poslaneckého klubu Občanské koalice Małgorzata Tracz, která měla na sobě masku se symbolem protestu proti rozsudku Ústavního soudu – červený blesk: „Pane místopředsedo, nejvyšší sněmovno, před našimi očima se odehrává historie, 6 dní protestují tisíce mladých lidí v ulicích polských měst, protestují na obranu své důstojnosti, na obranu své svobody, na obranu práva volby, za právo na potrat. Toto je válka a tuto válku prohrajete. A kdo je za tuto válku zodpovědný? Pane ministře Kaczyński, to je vaše odpovědnost.“

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  • Dnes jsou cílem k trestání Maďarsko a Polsko, zítra může dojít na nás 19.11.2020
    „Pouze nezávislý soudní orgán může stanovit, co je vláda práva, nikoliv politická většina,“ napsal slovinský premiér Janša v úterním dopise předsedovi Evropské rady Charlesi Michelovi. Podpořil tak Polsko a Maďarsko a objevilo se tak třetí veto. Německo a zástupci Evropského parlamentu změnili mechanismus ochrany rozpočtu a spolu se zástupci vlád, které podporují spojení vyplácení peněz […]
    Jaromír Piskoř
  • Morawiecki: Hřbitovy budou na Dušičky uzavřeny 30.10.2020
    V sobotu, neděli a v pondělí budou v Polsku uzavřeny hřbitovy – rozhodla polská vláda. Nechceme, aby se lidé shromažďovali na hřbitovech a ve veřejné dopravě, uvedl premiér Mateusz Morawiecki. „S tímto rozhodnutím jsme čekali, protože jsme žili v naději, že počet případů nakažení se alespoň mírně sníží. Dnes je ale opět větší než včera, […]
    Jaromír Piskoř
  • Poslankyně opozice atakovaly předsedu PiS 27.10.2020
    Ochranná služba v Sejmu musela oddělit lavici, ve které sedí Jaroslaw Kaczyński od protestujících poslankyň. „Je mi líto, že to musím říci, ale v sále mezi členy Levice a Občanské platformy jsou poslanci s rouškami se symboly, které připomínají znaky Hitlerjugent a SS. Chápu však, že totální opozice odkazuje na totalitní vzorce.“ řekl na začátku […]
    Jaromír Piskoř

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